THE POWER IN PROTECTION
Former West Coast Eagle secures $500,000 payout after suffering career-ending neck injury
Ex-Eagle Patrick Bines’ brutal injury saw him drop 40kg and use an injecting room. He was left in “excruciating pain” and ready to end his life years after an innocuous on-field spoil cost him everything
Earlier this year, journalist Jon Ralph spoke about his story on Fox Footy’s On The Couch when insurance and claims expert Adriana Oreskov was watching. This one moment saved him and changed his life.
On her own accord, Ms Oreskov reached out to Bines on LinkedIn. She was able to successfully re-activate his claim on 11 May 2022 and exactly 60 days later on 11 July 2022, Bines had his total and permanent disability with AMP approved, after two unsuccessful attempts. He was finally able to have closure so that he can focus on healing and getting his life back on track.
Guy Walker, Former Professional Cricketer & AFL Footballer
I met Adriana a few months back when I was referred by a former teammate. Since meeting Adriana, I have been genuinely blown away by the work ethic and passion she has. There is a genuine want to help that I have never seen so clearly before. The term ‘live by your values’ doesn’t speak truer to anybody but Adriana, the care and empathy she holds towards her clients are second to none.
The integrity Adriana holds is also something that stands out. Not only that, Adriana gives you time when you need it, and explains things if something doesn’t quiet make sense. I never truly believed in ‘things happen for a reason’, but meeting and getting to know Adriana has restored my faith and things actually do happen for a reason. One of the most genuine, passionate and helpful people that. I have ever met.
Adriana proved to be an invaluable insurance advisor during a complex insurance claim that I had to navigate. In particular, she went above and beyond to assist me, especially considering my circumstances of retiring from AFL football due to multiple life-altering concussion injuries.
Throughout the process, Adriana provided enormous support, ensuring that I remained well-informed and supported during this challenging period. Her dedication, compassion, and exceptional service truly stood out, and words cannot express how grateful I am for her assistance.
I wholeheartedly recommend Adriana to any close family member, friend, or professional athlete in need of an insurance advisor. Her exceptional work ethic, commitment, and genuine care have made a significant impact on my life. I want to express my deep appreciation and gratitude for the positive change she has brought about.
Adriana contacted me two months ago following a Herald Sun article about my AFL career which was cut very short at the age of 21 years old as result of a freak accident in a game. This injury was followed by 17 spinal surgeries to restore my health. I had lawyers lodge my TPD claim with AMP. These claims were not only declined the first time but also on appeal. The devastation of this resulted in ending up in visiting injecting rooms and multiple suicide attempts.
My story was aired all over the media in April 2022. That same day Adriana was watching the TV and on her own accord contacted me on Linkedin. She offered to help me with my claim pro-bono.
Adriana sat down with me and put 60 days of 6am to 8pm work in going through all the technical definitions of what I had to meet. I am so grateful for her. I can now start some rehab which will enable me to get me to the next stage of my life.
Out of her big heart, Adriana was not only able to overturn the decision to get my claim paid and give me a new look at life; but I am now able to access treatment I need. She has given hope to other injured AFL players like me who are suffering in performing the simple daily tasks.
Adriana was my advisor and had undertaken a review of our financial situation. Her extensive knowledge and professionalism enabled her to recommend insurance products that suited our needs.
Four years later, I was diagnosed with testicular cancer. I required surgery and subsequently endured a combination of chemotherapy and radiation.
Adriana owned the whole claim process and took care of all of the necessary paperwork. My wife and I were very relieved to have our trauma insurance deposited in our bank account within 10 days of submission.
Her understanding of the ‘insurance world’ is mind-blowing and at times like these you need people like this who know what they are doing. Thank you for your wonderful service, kindness, honesty and professionalism.
I received the best service of my life during the most difficult and challenging time. Adriana and her team managed my claim from the beginning and was always professional, very thorough and sensitive about how I always felt. She provided me with regular updates throughout each stage of the claim but what stood out to me the most was her ability to listen during each phone call, I was made to feel like I was the only thing that mattered. The service she has provided me has changed my life and it has provided me with so much hope for the future.
Having suffered multiple concussions throughout my life due to playing contact sport, my health began to deteriorate. Adriana ran the whole claim for me and I cannot thank her enough. Her knowledge on the definitions within insurance policies and her attention to detail is something that I have never seen before. She worked with my doctors, provided me with regular updates and would randomly call to check-in on me. The payout has been a life-changing event for me. I am forever grateful.
Adriana was my insurance adviser, setting up my initial insurance policies. After suffering a sporting injury, she assisted me in successfully claiming on my income protection policy. I needed significant time off, so to have this claim completed, and have the paperwork and process managed in the way she did has completely taken away any financial stresses I had. This meant that I was able to just focus on my recovery.
Adriana’s kindness and care made me feel respect on another level, I am so grateful for her.
Adriana set up our insurance policies for my husband and I when our twins were toddlers. Never in my wildest dreams would I have imagined that I will need to claim once, let alone twice.
Five years later, my husband (37 years old) was diagnosed with Leukemia cancer. It was such a dark and hard time for my family as my husband was told his cancer was pretty severe, so he was rushed straight to hospital.
Adriana visited him in hospital the following day with all of the insurance paperwork ready to go. Not only did she make the process clear, easy and stress free but the money was deposited into our bank account within 14 days. On top of this, she would visit us in hospital, sit with us, have a conversation and genuinely care.
Unfortunately, my husband passed away and she was then able to assist me with his life insurance claim. Being her client felt like privilege. The level of care, kindness and efficiency she provided us during the claim process made the world of difference as she was able to take away the financial stresses, leaving us to solely focus on the medical journey.
Adriana set up my insurance policies a long-time ago and being a GP, I fortunate that I did not any health issues. One morning whilst getting ready for work, I suffered a heart attack in the bathroom. The following day, one of the first people my wife rang was Adriana to let her know what had happened. She had the documents filled out and presented in front of me for signing that same day.
My trauma policy was deposited in my bank account within a week, and my income protection claim was only a few weeks behind that (given there was a 30-day waiting period). I have a special place in my heart for Adriana and am very grateful for her professionalism and level of care. I cannot recommend her and her team high enough.
I was diagnosed with breast cancer and thankfully I had taken Adriana’s advice and had insurance policies set up in place and my trauma claim was triggered by my diagnosis. Adriana ran my claim and her performance throughout this process was very impressive. Not only did she display a high level of intellect, knowledge and expertise in this area but she really cared and treated me with genuine kindness and compassion. She provided me with regular updates, always took my calls where I had questions and was involved in every stage of the claim. I recommend her highly and am overjoyed with what she has been able to achieve for me.
I suffered a fall while unloading my truck at work and was almost crushed to death. I spent many months in hospital having multiple surgeries.
My brother-in-law put me in touch with Adriana as I was extremely stressed as bills were beginning to pile up. For a truck driver the insurance paperwork was so complex and overwhelming. It was almost too hard to even bother.
Adriana walked in and owned it; she held individuals involved in my claim accountable and she was always on top of each stage of the claim. She had my claim paid in 8 months from injury (the policy had a six-month waiting period). This professional, smart, kind and caring woman changed mine and my family’s life. I recommend her highly.
Adriana heard of my situation following a traumatic event only two weeks after having had major surgery. Adriana was a godsend having heard of my situation through friends she offered to act on my behalf and assist with me TPD claim, that at the time I had no idea I could claim!
Adriana stepped me though what seemed like a daunting process and had the paperwork started within days of our initial contact.
She knows the insurance world inside out and nothing gets passed her, this made for an easy streamlined process as Adriana and her team took care of all the paperwork and questions from the insurance company.
My partner and I lost everything in a devastating house fire. As soon as Adriana heard of our situation, she extended her support to us.
Within 24 hours of the event taking place, she was already researching our home, contents and car policies and advising us exactly what we were covered for.
Having just lost our entire home and all our belongings was a very overwhelming and surreal experience. Without the help of Adriana's expertise, we have no doubt we would still be trying to battle through the world of insurance.
Adriana has a wealth of knowledge when it comes to insurance. She took the time to help us understand what exactly we were covered for in all our policies and acted as our third-party contact on all claims.
Adriana was professional throughout the process regularly providing us updates on all our claims, which were all paid out in full.
We cannot thank Adriana and her team enough for giving us piece of mind during such a devastating period of our lives.